Mortgage Advice, Guides & Insights
What Is a Lifetime Mortgage and How Does It Work?
If you're a homeowner approaching or enjoying retirement, you might have heard about lifetime mortgages as a way of accessing some of the money tied up in your property. But how do they actually work? Do you have to make monthly...
What Happens When My Fixed Rate Mortgage Ends?
If your fixed rate mortgage is coming to an end, you might be wondering what happens next and whether you need to do anything. The short answer is yes, it's worth reviewing your options before your current rate ends. If you do...
Mortgage Broker: The Necessary Middle Man?
With online mortgage applications and banks at our fingertips, do you really need a mortgage broker in the middle? Here's what a broker actually does and when having one can make a real difference. You've found a house you love....
The Hidden Costs of Buying a House (That Many Buyers Forget)
Most buyers focus on saving for their deposit, but that's only one part of the cost. Here's what else you should budget for before moving into your new home. You've saved your deposit. You've found a home you love. You've got...
Mortgage Agreement in Principle Explained: Everything You Need to Know
If you're starting your home-buying journey, you've probably come across the term Mortgage Agreement in Principle (sometimes called a Decision in Principle (DIP) or Mortgage in Principle (MIP)). But what exactly is it, do you...
Can You Buy a New Build With No Deposit?
Saving for a deposit is often the biggest hurdle when buying a home. With rising house prices and the cost of living still putting pressure on household budgets, it's no surprise that one of the questions we're asked most is:...
Welcome to Mortgage Select: Our Story
Every business has a story and ours has been building for over 20 years. Mortgage Select began with Gareth, alongside a small team of advisors and admin support. He had a simple aim, to provide clear, straightforward advice and...